Buy now. Pay later. Interest free

The smarter way to pay for life’s larger purchases over time, on your terms

Checkout with zipMoney online and in-store

Within minutes you’ll have access to a new digital wallet with funds to shop at your favourite stores.

Full Payment Flexibility

You pay us over time weekly, fortnightly or monthly, whichever suits you best.

How does zipMoney work

Step one

Select Zip at checkout online or in-store at 1000’s of businesses. Simply complete a quick application and get a decision in seconds.

Step two

Use your zip balance to pay for your goods. Receive the goods now, and pay us back over time.

Step three

Schedule repayments to suit your lifestyle with weekly, fortnightly, monthly or one-off payments. (Minimum of $40 a month).

Looking to avoid fees?

Simple. Pay off your balance before the statement due date. No balance, no fees. It’s just $6 per month for as long as you have an outstanding balance.

Over 3,000 stores accepting zipMoneyALL STORES

Our customers love us
Great idea. Flexible pay back options, and replied quickly via email when I had to enquire about my account. Great jobGemma Humphreys
zipMoney was awesome! It was so easy and quick to go thru their approval process. I would definitely recommend them to my friends. Good job zipMoney!Brad Wainer
Fantastic Staff and outstanding service. The whole application process took hardly any time at all. Dale King
Amazing product. Fast & Simple - The best combo!Mia Robertson

We’re committed to building seamless products for aussies wanting fair and simple payment solutions

Join the 300,000+ customers who choose to pay with zipMoney every day

Your details

Company information

Bank details

Your application's with us!

We will contact you with a result in 3 business days. If your application is successful we will be in touch to help you with set up and integration

Please wait while we check your ABN data…

Tell us about your business

How can we find you?

Owner / Director information

Bank details

Your application's with us!

We will contact you with a result in 2 business days. If your application is successful we will be in touch to help you with set up and integration

Please wait while we check your ABN data…